Q: What is Medicaid Planning?
A: Medicaid Planning involves developing a detailed plan to reallocate your assets in such a way that Medicaid will not take them into consideration when determining your eligibility for coverage. If you need nursing home care you will qualify to have Medicaid pay for the cost of care, rather than depleting your own resources to cover these costs.
Q: Are your Medicaid-related asset protection strategies really "legal and ethical"?
A: The asset protection strategies that we use are never hidden from the Medicaid caseworker. In fact, every transaction must be detailed on the Medicaid application. We highlight the areas where we have used a legally sanctioned protection to benefit our client. For every highlighted protection that has benefited the client, we cite the legal rule that justifies this protection. We are committed to using only strict legal and ethical protections of the law which are communicated to our clients and to the government officials in a transparent manner.
Q: How can we find out if we're eligible for Medicaid coverage?
A: Medicaid eligibility is based on the amount of your monthly income and your assets. If both are within the very low limits set by Medicaid, you qualify for coverage. The Angel Solutions advisors job is to protect your assets in such a way that they exempt from Medicaid's determination of whether you qualify for coverage.
THE ANGEL SOLUTION has been designed as a "one stop" packaged solution that completes all the steps necessary to qualify our clients for Medicaid. This includes all legal, financial and administrative activities and documents.
Q: If you can really do this, how come I have never heard about this before?
A: It is our experience that most financial planners and lawyers do not know Medicaid regulations and law. So it is not surprising that the public—and even well-intentioned and well-educated individuals within the senior services network—are unfamiliar with the concept that there are legal and ethical protections available.
Q: But my caseworker / nursing home intake person / friend / beautician / other advisor have told me rules that are much different than what you are saying. How can you be so sure that you're right?
A: We offer a 100% money-back guarantee if we are unable to fulfill our promise to preserve and protect the assets that we promise you will be protected. We know of no other individual who will advise you in how to save money and qualify for Medicaid sooner and also offer a 100% money-back guarantee.
Q: Why do I need help obtaining Medicaid coverage? Isn't it just a matter of submitting the application?
A: Many people apply for coverage without any help. But beware - Medicaid will not tell you how to protect your assets. What THE ANGEL SOLUTION offers is its specialized knowledge, skill, and experience to prepare and submit a successful application to your local Medicaid office. We will see your case through to its conclusion.
Also, Time is Money. With the average cost of a nursing home exceeding $6,000 a month, during the time it takes a non-professional to complete a successful Medicaid application, a family can pay tens of thousands of dollars to a nursing home.
THE ANGEL SOLUTION can qualify our client retroactively for up to 3 months of nursing home care.
Q: How do you calculate your fees?
A: We understand that our clients really want peace of mind. To help them, we have developed a simple package pricing for THE ANGEL SOLUTION. Our fee is less than the cost of a single month in a nursing home.
And we guarantee our success. If we are unable to qualify our client for Medicaid we refund 100% of our fee.
Q: From our first phone call, how long will it take you to tell us if you are able to help us?
A: This really is one of our favorite questions. We can give you an answer within 24 hours as to whether we believe we can qualify you for Medicaid.
And in most cases we can then complete all the necessary steps to have Medicaid coverage in place from Day 1 of entering a nursing home.
